Maine law says that a husband or wife is NOT responsible for the bills of the other JUST because they are married. If you did not agree in writing to pay your spouse’s bills, you don’t have to pay them.
If a debt collector is harassing you about your deceased spouse’s debt, here’s what to do: Ask to see the written evidence that YOU, not your spouse, agreed to pay the debt. If they can’t show it to you, you don’t have to pay from your own property.
Remember to use common sense. If your spouse had a secured debt like a car loan or a house mortgage and you inherited the car or house, you must keep up on the payments on the debt. Otherwise, the creditor will take away the car or foreclose on the house. So, even if you are not legally responsible for the debt, you probably want to make those payments!
If you are a Maine resident who is 60 or older, call Legal Services for the Elderly at 1-800-750-5353 to talk to an attorney for free.